Finding Those Subscriptions

How to Track and Manage Your Monthly Subscriptions

Many of us unwittingly sign up for various monthly subscriptions or memberships and eventually forget about them. It can be months or even years before we realize we’re still being charged for services we no longer use. Even the subscriptions we know about can really add up if we're not paying attention to them. Here are a few ways to find all your recurring subscriptions and decide which ones to keep or cancel.

1. Review Your Credit Card Statements

Download all your credit card statements and review them for any month-over-month charges. Don’t forget to look for annual charges as well. To make this process less manual, try downloading your transactions to Excel and sorting them by name. This way, you can see similar transactions grouped together, making it easier to identify recurring charges.

2. Use Subscription Tracking Services

Consider signing up (yes, another subscription) for services that provide subscription tracking. These services will do the work for you by finding and tracking all your recurring subscriptions. They can help you identify which subscriptions you might want to cancel.

3. Utilize Built-In Features on Chase Credit Cards

If you have a Chase credit card, there’s a built-in feature you can use. Navigate to your credit card within your online banking. Under Account Services, choose Stored Cards. This will display any company that has your card on file and include a ‘Recurring’ tag to show you which ones are charging your card on a schedule.

By following these steps, you can take control of your subscriptions, avoid unnecessary charges, and save money. Happy tracking!